Personal Checking Accounts

MORE DETAILED INFORMATION IS AVAILABLE UPON REQUEST. Please contact us at: 806-874-3581


Regular Checking

$50 minimum deposit to open

You must maintain an average balance of $500 to avoid the $5.00 per month service charge, plus $.10 for every debit transaction.  The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.


Now Account Interest Bearing Account

$1,500 minimum to open

You must maintain a minimum average daily balance of $1,500 to obtain the disclosed annual percentage rate.

If your average balance falls below $1,500, your account will be subject to a $5.00 account fee, plus $.10 for every debit transaction for that statement cycle.


MMA Account Interest Bearing Account

$2,500 minimum to open

You must maintain a minimum average daily balance of $2,500 to obtain the disclosed annual percentage rate.

If your average balance falls below $2,500, your account will be subject to a $5.00 account fee for that statement cycle.  A per debit fee of $10 will be charged for each debit transaction in excess of six during a statement cycle.


Contact the bank for complete terms and conditions for your deposit accounts, as well as our current interest rates.